.upm-section-sm{padding:48px 0}.upm-flex{display:flex;align-items:center;gap:12px}.upm-h3{font-family:var(--font-head);font-size:clamp(18px,2vw,22px);font-weight:700;line-height:1.3;color:var(--primary)}.upm-card{background:var(--white);border:1px solid var(--border);border-radius:14px;padding:28px 24px;box-shadow:var(--shadow);transition:transform .2s,box-shadow .2s}.upm-card:hover{transform:translateY(-4px);box-shadow:0 12px 36px rgba(10,36,99,.14)}.upm-icon-circle{width:58px;height:58px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:26px;flex-shrink:0}.upm-accordion-body.open{max-height:400px}